/* ===========================================================
   Beacon Life — light, bright, warm insurtech landing page
   Palette: warm off-white bg, royal blue primary, amber accent
   =========================================================== */

:root {
  --bg: #fbfaf7;
  --bg-white: #ffffff;
  --bg-tint: #eef3fe;          /* soft blue tint band */
  --bg-tint-2: #f6f4ee;        /* warm tint band */
  --ink: #182338;              /* deep ink text */
  --ink-soft: #4a5670;         /* soft slate */
  --ink-mute: #7b869c;         /* muted slate */
  --blue: #1d4ed8;             /* royal blue primary */
  --blue-2: #2447d6;
  --blue-deep: #16307f;
  --blue-100: #dbe6ff;
  --amber: #f0a92c;            /* warm honey accent */
  --amber-2: #e0a43b;
  --line: #e7e5df;             /* hairline */
  --line-blue: #cdd9f5;
  --radius: 20px;
  --radius-lg: 24px;
  --radius-sm: 14px;
  --shadow-sm: 0 2px 8px rgba(24, 35, 56, .06);
  --shadow: 0 12px 30px rgba(24, 35, 56, .08);
  --shadow-lg: 0 24px 60px rgba(24, 35, 56, .12);
  --shadow-blue: 0 14px 34px rgba(29, 78, 216, .28);
  --maxw: 1180px;
  --font: "Plus Jakarta Sans", system-ui, -apple-system, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
}

/* ---- Contract-required globals ---- */
[hidden] { display: none !important; }
.quiz-step { display: none; }
.quiz-step.active { display: block; }
.result[hidden] { display: none; }
.modal[hidden] { display: none; }

*, *::before, *::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: var(--font);
  font-weight: 500;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
  overflow-x: hidden;
}

img { max-width: 100%; display: block; }

h1, h2, h3, h4 { line-height: 1.15; margin: 0 0 .5em; font-weight: 800; letter-spacing: -.02em; }
h1 { font-size: clamp(2.1rem, 5.2vw, 3.5rem); }
h2 { font-size: clamp(1.7rem, 3.6vw, 2.6rem); }
h3 { font-size: clamp(1.15rem, 2vw, 1.5rem); }
p { margin: 0 0 1rem; color: var(--ink-soft); }
a { color: var(--blue); text-decoration: none; }

.container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 22px; }

.section { padding: 72px 0; }
.section-tint { background: var(--bg-tint); }
.section-warm { background: var(--bg-tint-2); }
.section-white { background: var(--bg-white); }

.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .82rem; font-weight: 700; letter-spacing: .04em;
  text-transform: uppercase; color: var(--blue);
  background: var(--blue-100);
  padding: 7px 15px; border-radius: 999px;
}
.section-head { max-width: 720px; margin: 0 auto 48px; text-align: center; }
.section-head p { font-size: 1.08rem; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  font-family: var(--font); font-weight: 700; font-size: 1rem;
  border: none; border-radius: 999px; cursor: pointer;
  padding: 15px 28px; transition: transform .16s ease, box-shadow .16s ease, background .16s ease;
  text-align: center; line-height: 1.1;
}
.btn-primary {
  background: var(--blue); color: #fff;
  box-shadow: var(--shadow-blue);
}
.btn-primary:hover { background: var(--blue-2); transform: translateY(-2px); box-shadow: 0 18px 40px rgba(29,78,216,.34); }
.btn-primary:active { transform: translateY(0); }
.btn-amber { background: var(--amber); color: #2a1c00; box-shadow: 0 12px 28px rgba(240,169,44,.4); }
.btn-amber:hover { background: var(--amber-2); transform: translateY(-2px); }
.btn-white { background: #fff; color: var(--blue); box-shadow: var(--shadow); }
.btn-white:hover { transform: translateY(-2px); }
.btn-ghost {
  background: transparent; color: var(--ink);
  border: 1.5px solid var(--line-blue);
}
.btn-ghost:hover { border-color: var(--blue); color: var(--blue); }
.btn-xl { padding: 18px 34px; font-size: 1.1rem; }
.btn-lg { padding: 17px 32px; font-size: 1.05rem; }
.btn-block { width: 100%; }
.btn-text {
  background: none; border: none; cursor: pointer;
  font-family: var(--font); font-weight: 700; font-size: 1rem; color: var(--blue);
  padding: 8px 4px; display: inline-flex; align-items: center; gap: 6px;
}
.btn-text:hover { color: var(--blue-deep); }
.btn-text .arrow { transition: transform .16s ease; }
.btn-text:hover .arrow { transform: translateX(3px); }

/* ---------- Header ---------- */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(251, 250, 247, .86);
  backdrop-filter: saturate(180%) blur(12px);
  border-bottom: 1px solid var(--line);
}
.header-inner {
  display: flex; align-items: center; justify-content: space-between;
  height: 72px;
}
.wordmark { display: inline-flex; align-items: center; gap: 11px; font-weight: 800; font-size: 1.25rem; color: var(--ink); letter-spacing: -.02em; }
.wordmark .mark {
  width: 38px; height: 38px; border-radius: 12px;
  display: grid; place-items: center;
  background: linear-gradient(150deg, var(--blue), var(--blue-2));
  box-shadow: 0 6px 16px rgba(29,78,216,.32);
  flex: none;
}
.wordmark .mark svg { width: 22px; height: 22px; }
.header-cta { display: inline-flex; }

/* ---------- Hero ---------- */
.hero { position: relative; padding: 56px 0 68px; overflow: hidden; }
.hero-blob {
  position: absolute; z-index: 0; pointer-events: none;
  width: 620px; height: 620px; border-radius: 50%;
  filter: blur(70px); opacity: .55;
  background: radial-gradient(circle at 30% 30%, rgba(29,78,216,.35), transparent 60%),
              radial-gradient(circle at 70% 70%, rgba(240,169,44,.3), transparent 60%);
  top: -160px; right: -120px;
}
.hero-grid {
  position: relative; z-index: 1;
  display: grid; grid-template-columns: 1.05fr .95fr; gap: 54px; align-items: center;
}
.hero-eyebrow { margin-bottom: 20px; }
#heroCopy h1 { margin-bottom: 18px; }
#heroCopy h1 .accent { color: var(--blue); }
.hero-sub { font-size: 1.18rem; color: var(--ink-soft); max-width: 520px; margin-bottom: 24px; }

.trust-chips { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 30px; }
.trust-chips .chip {
  display: inline-flex; align-items: center; gap: 8px;
  background: #fff; border: 1px solid var(--line);
  padding: 9px 15px; border-radius: 999px;
  font-size: .9rem; font-weight: 600; color: var(--ink);
  box-shadow: var(--shadow-sm);
}
.trust-chips .chip svg { width: 17px; height: 17px; color: var(--blue); flex: none; }

.hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 14px; }
.hero-note { margin-top: 18px; font-size: .88rem; color: var(--ink-mute); display: flex; align-items: center; gap: 8px; }
.hero-note svg { width: 16px; height: 16px; color: var(--blue); }

/* Hero image + floating stat cards */
#heroImage { position: relative; }
.hero-frame {
  position: relative; border-radius: 28px; overflow: hidden;
  box-shadow: var(--shadow-lg);
  aspect-ratio: 6 / 7; background: #e9edf6;
}
.hero-frame img { width: 100%; height: 100%; object-fit: cover; }
.float-card {
  position: absolute; z-index: 3;
  background: #fff; border-radius: 16px;
  box-shadow: var(--shadow-lg);
  padding: 14px 18px; display: flex; align-items: center; gap: 12px;
  border: 1px solid var(--line);
}
.float-card .fc-icon {
  width: 42px; height: 42px; border-radius: 12px; flex: none;
  display: grid; place-items: center; color: #fff;
}
.float-card .fc-icon.blue { background: linear-gradient(150deg, var(--blue), var(--blue-2)); }
.float-card .fc-icon.amber { background: linear-gradient(150deg, var(--amber), var(--amber-2)); color: #2a1c00; }
.float-card .fc-icon svg { width: 22px; height: 22px; }
.float-card .fc-num { font-weight: 800; font-size: 1.15rem; color: var(--ink); line-height: 1.1; }
.float-card .fc-label { font-size: .78rem; color: var(--ink-mute); font-weight: 600; }
.float-card.top { top: 26px; left: -26px; }
.float-card.bottom { bottom: 30px; right: -22px; }

/* ---------- Hero Quiz card ---------- */
.hero-quiz { position: relative; z-index: 2; }
.quiz-card {
  background: #fff; border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg); border: 1px solid var(--line);
  padding: 30px; max-width: 620px; margin: 0 auto;
}
.quiz-head { display: flex; align-items: flex-start; justify-content: space-between; gap: 16px; margin-bottom: 20px; }
.quiz-eyebrow {
  display: inline-block; font-size: .78rem; font-weight: 700; letter-spacing: .04em;
  text-transform: uppercase; color: var(--blue); background: var(--blue-100);
  padding: 5px 12px; border-radius: 999px; margin-bottom: 10px;
}
.quiz-heading { font-size: 1.45rem; margin: 0; }
.quiz-close {
  border: none; background: #f1f0ec; color: var(--ink-soft);
  width: 38px; height: 38px; border-radius: 10px; font-size: 1.4rem; line-height: 1;
  cursor: pointer; flex: none; transition: background .16s ease;
}
.quiz-close:hover { background: #e6e4de; color: var(--ink); }

.progress-wrap { height: 9px; background: #edeef3; border-radius: 999px; overflow: hidden; margin-bottom: 8px; }
.progress-bar { height: 100%; width: 50%; border-radius: 999px; background: linear-gradient(90deg, var(--blue), var(--blue-2)); transition: width .35s ease; }
.progress-label { font-size: .82rem; color: var(--ink-mute); font-weight: 600; margin-bottom: 22px; }

.quiz-step h3 { font-size: 1.3rem; margin-bottom: 20px; }
.options { display: grid; gap: 12px; }
.option {
  display: block; width: 100%; text-align: left;
  background: #fff; border: 1.5px solid var(--line-blue);
  border-radius: 14px; padding: 17px 20px;
  font-family: var(--font); font-weight: 600; font-size: 1.05rem; color: var(--ink);
  cursor: pointer; transition: border-color .14s ease, background .14s ease, transform .14s ease, box-shadow .14s ease;
}
.option:hover {
  border-color: var(--blue); background: var(--bg-tint);
  transform: translateY(-1px); box-shadow: var(--shadow-sm);
}

.quiz-nav { display: flex; justify-content: space-between; margin-top: 20px; }
.btn-link {
  background: none; border: none; cursor: pointer;
  font-family: var(--font); font-weight: 700; color: var(--ink-soft); font-size: .95rem;
  padding: 8px 4px;
}
.btn-link:hover { color: var(--blue); }

/* Quiz result */
.result { text-align: center; padding: 8px 4px; }
.result-icon {
  width: 66px; height: 66px; border-radius: 50%; margin: 0 auto 16px;
  display: grid; place-items: center; font-size: 1.8rem;
}
.result-icon.success { background: #e3f0e5; color: #2e8a4f; }
.result-icon.notice { background: #fdf1dc; color: #c98a12; }
.result h3 { font-size: 1.5rem; }
.result-highlight {
  background: var(--bg-tint); border: 1px solid var(--line-blue);
  color: var(--blue-deep); font-weight: 700; border-radius: 12px;
  padding: 12px 16px; margin: 16px 0; font-size: .95rem;
}
.result .btn-primary { width: 100%; margin-top: 6px; }
.fine-print { font-size: .8rem; color: var(--ink-mute); margin-top: 14px; }

.queue-timer {
  margin-top: 18px; padding: 16px; border-radius: 14px;
  background: var(--bg-tint-2); border: 1px solid var(--line);
}
.queue-timer-label { font-size: .85rem; color: var(--ink-soft); font-weight: 600; }
.queue-timer-clock { font-size: 2rem; font-weight: 800; color: var(--blue); font-variant-numeric: tabular-nums; }
.queue-timer-expired { color: #c0392b; font-weight: 700; font-size: .9rem; margin-top: 6px; }
.queue-timer.expired { background: #fdece9; border-color: #f3c9c1; }
.queue-timer.expired .queue-timer-clock { color: #c0392b; }

/* ---------- Trust strip ---------- */
.trust-strip { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff; }
.trust-strip-inner {
  display: flex; flex-wrap: wrap; justify-content: center; align-items: center;
  gap: 18px 40px; padding: 26px 0;
}
.trust-badge { display: inline-flex; align-items: center; gap: 10px; font-weight: 700; color: var(--ink-soft); font-size: .98rem; }
.trust-badge svg { width: 22px; height: 22px; color: var(--blue); flex: none; }

/* ---------- How it works ---------- */
.steps {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 26px;
  position: relative;
}
.steps::before {
  content: ""; position: absolute; top: 40px; left: 16%; right: 16%;
  height: 2px; background: repeating-linear-gradient(90deg, var(--line-blue) 0 10px, transparent 10px 20px);
  z-index: 0;
}
.step { position: relative; z-index: 1; text-align: center; }
.step-num {
  width: 80px; height: 80px; border-radius: 50%; margin: 0 auto 20px;
  display: grid; place-items: center; font-size: 1.9rem; font-weight: 800; color: #fff;
  background: linear-gradient(150deg, var(--blue), var(--blue-2));
  box-shadow: 0 12px 26px rgba(29,78,216,.28);
  border: 5px solid #fff;
}
.step h3 { margin-bottom: 8px; }
.step p { font-size: .98rem; margin: 0; }
.how-cta { text-align: center; margin-top: 48px; }

/* ---------- Zig-zag feature rows ---------- */
.zigzag { display: grid; gap: 64px; }
.zz-row { display: grid; grid-template-columns: 1fr 1fr; gap: 54px; align-items: center; }
.zz-row.reverse .zz-visual { order: 2; }
.zz-row.reverse .zz-copy { order: 1; }
.zz-copy .eyebrow { margin-bottom: 16px; }
.zz-copy h2 { margin-bottom: 14px; }
.zz-copy p { font-size: 1.06rem; }
.zz-list { list-style: none; padding: 0; margin: 18px 0 24px; display: grid; gap: 12px; }
.zz-list li { display: flex; align-items: flex-start; gap: 12px; font-weight: 600; color: var(--ink); }
.zz-list li svg { width: 22px; height: 22px; color: var(--blue); flex: none; margin-top: 2px; }

.zz-photo { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-lg); aspect-ratio: 4 / 3; background: #e9edf6; }
.zz-photo img { width: 100%; height: 100%; object-fit: cover; }

/* Built graphic card — benefit/policy card */
.policy-card {
  background: linear-gradient(155deg, #1b3fa8, var(--blue-2));
  border-radius: var(--radius-lg); padding: 30px; color: #fff;
  box-shadow: var(--shadow-lg); position: relative; overflow: hidden;
}
.policy-card::after {
  content: ""; position: absolute; width: 260px; height: 260px; border-radius: 50%;
  background: radial-gradient(circle, rgba(240,169,44,.4), transparent 65%);
  top: -80px; right: -70px;
}
.policy-card .pc-top { display: flex; justify-content: space-between; align-items: center; position: relative; z-index: 1; margin-bottom: 26px; }
.policy-card .pc-brand { font-weight: 800; letter-spacing: -.01em; display: inline-flex; align-items: center; gap: 8px; }
.policy-card .pc-brand svg { width: 18px; height: 18px; }
.policy-card .pc-chip { width: 42px; height: 30px; border-radius: 7px; background: linear-gradient(150deg, var(--amber), var(--amber-2)); }
.policy-card .pc-label { font-size: .82rem; opacity: .8; text-transform: uppercase; letter-spacing: .06em; font-weight: 700; position: relative; z-index: 1; }
.policy-card .pc-amount { font-size: 2.7rem; font-weight: 800; position: relative; z-index: 1; margin: 4px 0 2px; }
.policy-card .pc-rate { color: #ffe1ad; font-weight: 700; position: relative; z-index: 1; margin-bottom: 26px; }
.policy-card .pc-rows { position: relative; z-index: 1; display: grid; gap: 12px; border-top: 1px solid rgba(255,255,255,.18); padding-top: 18px; }
.policy-card .pc-rowline { display: flex; justify-content: space-between; font-size: .92rem; }
.policy-card .pc-rowline span:first-child { opacity: .82; }
.policy-card .pc-rowline span:last-child { font-weight: 700; }

/* Built graphic card — no medical exam (phone approval) */
.approve-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg); padding: 34px; position: relative; overflow: hidden;
}
.approve-card .ac-blob {
  position: absolute; width: 220px; height: 220px; border-radius: 50%;
  background: radial-gradient(circle, rgba(29,78,216,.14), transparent 65%);
  bottom: -70px; left: -60px;
}
/* Ring sized for the Spanish label, which is noticeably longer than the
   English original ("Sin examen / aprobación por teléfono" vs "No exam /
   approval by phone") and used to overflow the circle. */
.approve-ring {
  width: 136px; height: 136px; border-radius: 50%; margin: 0 auto 22px;
  display: grid; place-items: center; position: relative; z-index: 1;
  background: conic-gradient(var(--blue) 0 78%, #e6ecfb 78% 100%);
}
.approve-ring::before { content: ""; position: absolute; inset: 11px; background: #fff; border-radius: 50%; }
.approve-ring .ar-inner {
  position: relative; z-index: 1; text-align: center;
  max-width: 100px; padding: 0 4px;
}
.approve-ring .ar-pct { display: block; font-weight: 800; font-size: 1.15rem; color: var(--blue); line-height: 1.1; }
.approve-ring .ar-txt { display: block; font-size: .56rem; line-height: 1.25; margin-top: 3px; color: var(--ink-mute); font-weight: 700; text-transform: uppercase; letter-spacing: .01em; }
.approve-steps { position: relative; z-index: 1; display: grid; gap: 14px; }
.approve-steps .as-item { display: flex; align-items: center; gap: 14px; background: var(--bg); border: 1px solid var(--line); border-radius: 14px; padding: 13px 16px; }
.approve-steps .as-icon { width: 40px; height: 40px; border-radius: 10px; background: var(--blue-100); color: var(--blue); display: grid; place-items: center; flex: none; }
.approve-steps .as-icon svg { width: 20px; height: 20px; }
.approve-steps .as-text b { display: block; font-size: .98rem; }
.approve-steps .as-text span { font-size: .84rem; color: var(--ink-mute); }
.zz-mini { margin-top: 22px; }

/* ---------- Coverage band ---------- */
.coverage-inner { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; align-items: center; }
.coverage-copy h2 { margin-bottom: 12px; }
.amount-pills { display: flex; flex-wrap: wrap; gap: 12px; margin: 24px 0; }
.amount-pill {
  background: #fff; border: 1.5px solid var(--line-blue); border-radius: 14px;
  padding: 16px 22px; text-align: center; min-width: 96px;
  box-shadow: var(--shadow-sm);
}
.amount-pill .ap-amt { font-weight: 800; font-size: 1.35rem; color: var(--ink); }
.amount-pill .ap-cap { font-size: .74rem; color: var(--ink-mute); font-weight: 600; text-transform: uppercase; letter-spacing: .04em; }
.amount-pill.active { background: var(--blue); border-color: var(--blue); box-shadow: var(--shadow-blue); }
.amount-pill.active .ap-amt { color: #fff; }
.amount-pill.active .ap-cap { color: #cdd9f5; }
.coverage-example {
  background: #fff; border: 1px solid var(--line); border-radius: 16px;
  padding: 20px 24px; box-shadow: var(--shadow-sm); margin-bottom: 24px;
}
.coverage-example .ce-from { font-size: .9rem; color: var(--ink-mute); font-weight: 600; }
.coverage-example .ce-price { font-size: 2.1rem; font-weight: 800; color: var(--blue); }
.coverage-example .ce-price small { font-size: 1rem; color: var(--ink-soft); font-weight: 700; }
.coverage-example .ce-note { font-size: .82rem; color: var(--ink-mute); margin: 4px 0 0; }
.coverage-visual { display: grid; place-items: center; }

/* ---------- Stats row ---------- */
.stats-row { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; text-align: center; }
.stat .stat-num { font-size: clamp(2rem, 4vw, 2.9rem); font-weight: 800; color: var(--blue); letter-spacing: -.02em; }
.stat .stat-label { font-size: .95rem; color: var(--ink-soft); font-weight: 600; }

/* ---------- Testimonials ---------- */
.testi-grid { display: grid; grid-template-columns: 1.4fr 1fr; gap: 24px; }
.testi-side { display: grid; gap: 24px; }
.testi-card {
  background: #fff; border: 1px solid var(--line); border-radius: var(--radius);
  padding: 28px; box-shadow: var(--shadow); display: flex; flex-direction: column;
}
.testi-card.featured { padding: 36px; }
.stars { display: inline-flex; gap: 3px; color: var(--amber); margin-bottom: 14px; }
.stars svg { width: 20px; height: 20px; }
.testi-quote { font-size: 1.05rem; color: var(--ink); font-weight: 600; line-height: 1.55; margin-bottom: 18px; flex: 1; }
.testi-card.featured .testi-quote { font-size: 1.4rem; letter-spacing: -.01em; }
.testi-person { display: flex; align-items: center; gap: 13px; }
.testi-avatar {
  width: 46px; height: 46px; border-radius: 50%; flex: none;
  display: grid; place-items: center; font-weight: 800; color: #fff; font-size: 1.05rem;
  background: linear-gradient(150deg, var(--blue), var(--blue-2));
}
.testi-person.amber .testi-avatar { background: linear-gradient(150deg, var(--amber), var(--amber-2)); color: #2a1c00; }
.testi-name { font-weight: 700; color: var(--ink); font-size: .98rem; }
.testi-meta { font-size: .85rem; color: var(--ink-mute); }

/* ---------- FAQ ---------- */
.faq-list { max-width: 780px; margin: 0 auto; display: grid; gap: 14px; }
.faq-item {
  background: #fff; border: 1px solid var(--line); border-radius: 16px;
  box-shadow: var(--shadow-sm); overflow: hidden;
}
.faq-item summary {
  list-style: none; cursor: pointer; padding: 20px 24px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  font-weight: 700; color: var(--ink); font-size: 1.05rem;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item .faq-sign {
  width: 30px; height: 30px; border-radius: 50%; flex: none;
  display: grid; place-items: center; background: var(--blue-100); color: var(--blue);
  font-size: 1.3rem; font-weight: 700; line-height: 1; transition: transform .2s ease, background .2s ease;
}
.faq-item .faq-sign::before { content: "+"; }
.faq-item[open] .faq-sign { background: var(--blue); color: #fff; transform: rotate(180deg); }
.faq-item[open] .faq-sign::before { content: "\2212"; }
.faq-item .faq-body { padding: 0 24px 22px; }
.faq-item .faq-body p { margin: 0; font-size: 1rem; }

/* ---------- Closing CTA band ---------- */
.closing-band {
  background: linear-gradient(150deg, var(--blue-deep), var(--blue-2));
  color: #fff; text-align: center; position: relative; overflow: hidden;
}
.closing-band::after {
  content: ""; position: absolute; width: 480px; height: 480px; border-radius: 50%;
  background: radial-gradient(circle, rgba(240,169,44,.32), transparent 62%);
  top: -180px; left: 50%; transform: translateX(-50%);
}
.closing-inner { position: relative; z-index: 1; max-width: 720px; margin: 0 auto; }
.closing-inner h2 { color: #fff; margin-bottom: 14px; }
.closing-inner p { color: #d6def7; font-size: 1.12rem; margin-bottom: 28px; }

/* ---------- Footer ---------- */
.site-footer { background: #fff; border-top: 1px solid var(--line); padding: 54px 0 40px; }
.footer-top { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 30px; margin-bottom: 30px; }
.footer-brand { max-width: 340px; }
.footer-brand .wordmark { margin-bottom: 12px; }
.footer-brand p { font-size: .92rem; color: var(--ink-mute); }
.footer-links { display: flex; flex-wrap: wrap; gap: 8px 22px; align-content: start; }
.legal-link {
  background: none; border: none; cursor: pointer; padding: 4px 0;
  font-family: var(--font); font-weight: 600; font-size: .92rem; color: var(--ink-soft);
}
.legal-link:hover { color: var(--blue); text-decoration: underline; }
.footer-disclaimer { border-top: 1px solid var(--line); padding-top: 24px; }
.footer-disclaimer p { font-size: .8rem; color: var(--ink-mute); line-height: 1.6; margin-bottom: 10px; }
.footer-copy { font-size: .82rem; color: var(--ink-mute); }

/* ---------- Floating mobile eligibility pill ---------- */
.float-pill {
  position: fixed; z-index: 40; left: 16px; right: 16px; bottom: 16px;
  display: none;
}
.float-pill .btn { width: 100%; box-shadow: var(--shadow-lg); }

/* ---------- Sticky call (contract, app.js force-hides) ---------- */
.sticky-call {
  position: fixed; bottom: 0; left: 0; right: 0; z-index: 30;
  background: var(--blue); color: #fff; text-align: center; padding: 14px;
  font-weight: 700;
}

/* ---------- Legal modal ---------- */
.modal { position: fixed; inset: 0; z-index: 100; display: flex; align-items: center; justify-content: center; padding: 20px; }
.modal-backdrop { position: absolute; inset: 0; background: rgba(24, 35, 56, .55); backdrop-filter: blur(3px); }
.modal-panel {
  position: relative; z-index: 1; background: #fff; border-radius: var(--radius-lg);
  max-width: 640px; width: 100%; max-height: 84vh; display: flex; flex-direction: column;
  box-shadow: var(--shadow-lg); overflow: hidden;
}
.modal-head { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 22px 26px; border-bottom: 1px solid var(--line); }
.modal-head h3 { margin: 0; font-size: 1.3rem; }
.modal-close {
  border: none; background: #f1f0ec; color: var(--ink-soft);
  width: 38px; height: 38px; border-radius: 10px; font-size: 1.4rem; line-height: 1; cursor: pointer; flex: none;
}
.modal-close:hover { background: #e6e4de; color: var(--ink); }
.modal-body { padding: 24px 26px; overflow-y: auto; }
.modal-body h4 { font-size: 1rem; margin: 18px 0 6px; color: var(--ink); }
.modal-body p, .modal-body li { font-size: .92rem; color: var(--ink-soft); }
.modal-body ul { padding-left: 20px; }

/* ---------- pulse keyframe (contract) ---------- */
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(29, 78, 216, .5); }
  70% { box-shadow: 0 0 0 16px rgba(29, 78, 216, 0); }
  100% { box-shadow: 0 0 0 0 rgba(29, 78, 216, 0); }
}
.pulse { animation: pulse 1.8s infinite; }

/* Spinner override so tel: spinner is visible on light bg (contract) */
html a[href^="tel:"]:not(.mc-ready)::after {
  border: 2px solid #1d4ed8;
  border-top-color: transparent;
}

/* ---------- Responsive ---------- */
@media (max-width: 960px) {
  .hero-grid { grid-template-columns: 1fr; gap: 40px; }
  #heroImage { max-width: 460px; margin: 0 auto; width: 100%; }
  .float-card.top { left: 0; }
  .float-card.bottom { right: 0; }
  .zz-row, .zz-row.reverse { grid-template-columns: 1fr; gap: 30px; }
  .zz-row.reverse .zz-visual, .zz-row.reverse .zz-copy { order: initial; }
  .coverage-inner { grid-template-columns: 1fr; gap: 34px; }
  .stats-row { grid-template-columns: repeat(2, 1fr); gap: 32px 20px; }
  .testi-grid { grid-template-columns: 1fr; }
}

@media (max-width: 720px) {
  .section { padding: 54px 0; }
  .header-cta .btn { padding: 12px 18px; font-size: .92rem; }
  .steps { grid-template-columns: 1fr; gap: 34px; }
  .steps::before { display: none; }
  .float-pill { display: block; }
  .float-card { padding: 11px 14px; }
  .float-card .fc-num { font-size: 1rem; }
  .trust-strip-inner { gap: 14px 24px; }
  .quiz-card { padding: 22px; }
}

@media (max-width: 420px) {
  body { font-size: 16px; }
  .container { padding: 0 16px; }
  .stats-row { grid-template-columns: 1fr; }
  .float-card.top { top: 12px; }
}

/* ---------- Reduced motion ---------- */
@media (prefers-reduced-motion: reduce) {
  * { animation-duration: .001ms !important; animation-iteration-count: 1 !important; transition-duration: .001ms !important; scroll-behavior: auto !important; }
  .pulse { animation: none; }
}

/* ---------- Inline legal links (e.g. partners) ---------- */
.fine-print a, .footer-disclaimer a { text-decoration: underline; }